Your Next Home. The Whole Budget.
Plug in your numbers below to see how selling your current home and eliminating high-interest debt changes your monthly bottom line.
Step 1 · Your Current Home & Equity
Estimated Values
Est. Selling Costs (6.71%)
-$27,893
Net Cash in Hand
$152,959
Step 2 · Monthly Debt Elimination
Check off debts you want wiped out using sale proceeds.
Proceeds Used for Debt
$42,959
Monthly Cash Flow Freed
+$1,145/mo
Step 3 · Move-Up Home & Whole Budget
Reinvesting remaining equity into your target home purchase.
Old Situation (Mortgage + Debt)
$2,685/mo
New Target Mortgage (est. 6.5% PITI)
$3,331/mo
Monthly Debt Payments Wiped
-$1,145/mo
Net Effective Monthly Impact
$2,186/mo
By eliminating consumer debt with home equity, your household budget stays comfortable even with a higher rate on your dream home.